What would a payment look like?

An estimate tool, not an offer. Enter your own numbers — nothing here quotes or advertises a rate.

Home price {{priceFmt}}

$150kMerced median ≈ $400K (Redfin, May 2026)$900k

Down payment {{downFmt}}

0% (VA / USDA)3.5% (FHA)30%

Interest rate (your input)

Term

Estimated monthly payment

Principal & interest{{piFmt}}

Est. property tax (1.1%){{taxFmt}}

Est. insurance{{insFmt}}

Loan amount{{loanFmt}}

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Estimates only, based on numbers you enter. Excludes mortgage insurance, HOA dues, and program-specific fees. Not an advertisement of available terms, not a Loan Estimate, and not a commitment to lend. Your actual payment depends on your loan program, credit, and current terms disclosed at application.